Marin County Business Directory San Rafael, Marin County, San Francisco North Bay, Ca. , California, USA

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San Rafael,  Marin County, San Francisco North Bay, Ca. USA 94901, 94903

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Disability insurance policies provide financial support in the event the policyholder is unable to work because of disabling illness or

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 injury. It provides monthly support to help pay such obligations as mortgages and credit cards.
Total permanent disability insurance insurance provides benefits when a person is permanently disabled and can no longer work in their profession, often taken as an adjunct to life insurance.
Errors and omissions insurance: See "Professional liability insurance" under "Liability insurance".
Expatriate insurance provides individuals and organizations operating outside of their home country with protection for automobiles, property, health, liability and business pursuits.
Financial loss insurance protects individuals and companies against various financial risks. For example, a business might purchase cover to protect it from loss of sales if a fire in a factory prevented it from carrying out its business for a time. Insurance might also cover the failure of a creditor to pay money it owes to the insured. This type of insurance is frequently referred to as "business interruption insurance." Fidelity bonds and surety bonds are included in this category, although these products provide a benefit to a third party (the "obligee") in the event the insured party (usually referred to as the "obligor") fails to perform its obligations under a contract with the obligee.
Fire insurance: See "Property insurance".
Hazard insurance: See "Property insurance".
Health insurance policies will often cover the cost of private medical treatments if the National Health Service in the UK (NHS) or other publicly-funded health programs do not pay for them. It will often result in quicker health care where better facilities are available.
Home insurance or homeowners insurance: See "Property insurance".

Liability insurance is a very broad superset that covers legal claims against the insured. Many types of insurance include an aspect of liability coverage. For example, a homeowner's insurance policy will normally include liability coverage which protects the insured in the event of a claim brought by someone who slips and falls on the property; automobile insurance also includes an aspect of liability insurance that indemnifies against the harm that a crashing car can cause to others' lives, health, or property. The protection offered by a liability insurance policy is twofold: a legal defense in the event of a lawsuit commenced against the policyholder and indemnification (payment on behalf of the insured) with respect to a settlement or court verdict. Liability policies typically cover only the negligence of the insured, and will not apply to results of willful or intentional acts by the insured.
Environmental liability insurance protects the insured from bodily injury, property damage and cleanup costs as a result of the dispersal, release or escape of pollutants.
Professional liability insurance, also called professional indemnity insurance, protects professional practitioners such as architects, lawyers, doctors, and accountants against potential negligence claims made by their patients/clients. Professional liability insurance may take on different names depending on the profession. For example, professional liability insurance in reference to the medical profession may be called malpractice insurance. Notaries public may take out errors and omissions insurance (E&O).

 

 

 

 

 

 

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A & B Insurance
Joan Applebome
4340 Redwood Hwy # D319, San Rafael, CA 415 491-7880

Affordable Health-Dental Ins
2 Beach Dr, San Rafael, CA 415 258-0390

Allstate Insurance Co
David Leslie
1000 4th St # 690, San Rafael, CA 415 721-7024

Amwins Insurance Brokerage -California 

Jeff Freeman
899 Northgate Dr, San Rafael, CA 415 446-4300

Asset Preservation Planning
Len Olson
10 Laurelwood Ct, San Rafael, CA 415 458-8737

Bolds Insurance Brokerage
Richard Bolds
1447 4th St, San Rafael, CA 415 485-1700

California State Automobile
Rob Carolla
99 Smith Ranch Rd, San Rafael, CA 415 472-6700

Connor-Coughlin Insurance Svc
San Rafael, CA 415 457-4059

Costello & Sons Insurance Inc
Brian Costello
1752 Lincoln Ave, San Rafael, CA 415 455-1515

Craig Thompson Health Ins
Craig Thompson
355 Mount Shasta Dr, San Rafael, CA 415 472-6555

D I & Ltc Insurance Svc
Jack Schmitz
4302 Redwood Hwy # 400, San Rafael, CA 415 472-4800

Diane Sickmen Insurance
532 4th St, San Rafael, CA 415 453-4300

Ethelynne Bates Insurance
4340 Redwood Hwy # 144F, San Rafael, CA 415 492-0598

Gary Hylbak Insurance
818 5th Ave, San Rafael, CA 415 456-5700

Grokerage General Agency
Jack Schmitz
4302 Redwood Hwy # 400, San Rafael, CA 415 472-4800

Imperial Industries
George Gazulis
35 Mitchell Blvd # 6, San Rafael, CA 415 472-8622

James H Ayres
610 3rd St, San Rafael, CA 415 456-7200

John Stave Insurance
4460 Redwood Hwy, San Rafael, CA 415 472-7800

Kehrlein Insurance
Vince Kehrlein
1508 Lincoln Ave, San Rafael, CA 415 453-6329

Kraft Insurance Brokerage
Lynn Riddell
4340 Redwood Hwy # F142, San Rafael, CA 415 507-9074

Life Quotes
San Rafael, CA 415 454-3096

Mc Namara Insurance Svc Inc
Michael Mc Namara
1010 B St, San Rafael, CA 415 457-7856

Michael Saleh Insurance
70 Mitchell Blvd # 104, San Rafael, CA 415 479-4949

Minto & Wilkie Health Ins Dept
1010 B St, San Rafael, CA 415 457-0610

New York Life - Karen van Kayne  Insurance 707 996-4555 
Life Insurance, annuities, long term care and other insurance products. I can help you identify your financial needs and determine which insurance and financial products can best help you meet your obligations.
2235 Mercury Way Ste. 100 Santa Rosa 95407  
707 996-4555

Payne Whittington Insurance
Luci Payne
7 Mount Lassen Dr, San Rafael, CA 415 499-8690

Quality Pacific Insurance
15 Mount Tenaya Dr, San Rafael, CA 415 492-1837

Robert C Placak & Assoc
899 Northgate Dr # 304, San Rafael, CA 415 507-1440

Ross Financial Planning
Cherie Ross
4306 Redwood Hwy, San Rafael, CA 415 897-1440

Scott Insurance Svc
Terry Scott
1368 Lincoln Ave # 107, San Rafael, CA 415 457-8319

Sherman Linsin Assoc
Ed Linsin
185 N Redwood Dr # 250, San Rafael, CA 415 479-9988

State Farm Insurance
Rose G Kuntz
820 5th Ave # D, San Rafael, CA 415 459-0200

State Farm Insurance
Timothy Long
2400 Las Gallinas Ave # 140, San Rafael, CA 415 479-5900

Tan Gram
181 3rd St, San Rafael, CA 415 256-1750

Whitecap Insurance Svc
Robert F Smith
1623 5th Ave # A, San Rafael, CA 415 499-7722

Wise Insurance
Mike Wise
3100 Kerner Blvd # H, San Rafael, CA 415 258-9912

 
 
 
 
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Other potential E&O policyholders include, for example, real estate brokers, home inspectors, appraisers, and website developers.
Life insurance provides a monetary benefit to a decedent's family or other designated beneficiary, and may specifically provide for income to an insured person's family, burial, funeral and other final expenses. Life insurance policies often allow the option of having the proceeds paid to the beneficiary either in a lump sum cash payment or an annuity.
Annuities
provide a stream of payments and are generally classified as insurance because they are issued by insurance companies and regulated as insurance and require the same kinds of actuarial and investment management expertise that life insurance requires. Annuities and pensions that pay a benefit for life are sometimes regarded as insurance against the possibility that a retiree will outlive his or her financial resources. In that sense, they are the complement of life insurance and, from an underwriting perspective, are the mirror image of life insurance.

Locked funds insurance is a little-known hybrid insurance policy jointly issued by governments and banks. It is used to protect public funds from tamper by unauthorised parties. In special cases, a government may authorise its use in protecting semi-private funds which are liable to tamper. The terms of this type of insurance are usually very strict. Therefore it is used only in extreme cases where maximum security of funds is required.

Marine insurance and marine cargo insurance cover the loss or damage of ships at sea or on inland waterways, and of the cargo that may be on them. When the owner of the cargo and the carrier are separate corporations, marine cargo insurance typically compensates the owner of cargo for losses sustained from fire, shipwreck, etc., but excludes losses that can be recovered from the carrier or the carrier's insurance. Many marine insurance underwriters will include "time element" coverage in such policies, which extends the indemnity to cover loss of profit and other business expenses attributable to the delay caused by a covered loss.
Mortgage insurance
insures the lender against default by the borrower.
No-fault insurance is a type of insurance policy (typically automobile insurance) where insured's are indemnified by their own insurer regardless of fault in the incident.
Nuclear incident insurance covers damages resulting from an incident involving radioactive materials and is generally arranged at the national level. (For the United States, see the Price-Anderson Nuclear Industries Indemnity Act.)
Pet insurance insures pets against accidents and illnesses - some companies cover routine/wellness care and burial, as well. Political risk insurance can be taken out by businesses with operations in countries in which there is a risk that revolution or other political conditions will result in a loss.
Pollution Insurance. A first-party coverage for contamination of insured property either by external or on-site sources. Coverage for liability to third parties arising from contamination of air, water, or land due to the sudden and accidental release of hazardous materials from the insured site. The policy usually covers the costs of cleanup and may include coverage for releases from underground storage tanks. Intentional acts are specifically excluded
Property insurance provides protection against risks to property, such as fire, theft or weather damage. This includes specialized forms of insurance such as fire insurance, flood insurance, earthquake insurance, home insurance, inland marine insurance or boiler insurance. Purchase insurance is aimed at providing protection on the products people purchase.

 
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